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Tracking Number: 1k2-925f-pcuf
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Agency: Department
of Education (ED)
Document
Type: Nonrulemaking
Title: Request
for Information on Evaluating Undue Hardship Claims in Adversary
Actions Seeking Student Loan Discharge Bankruptcy
Proceedings
Document
ID: ED-2017-OPE-0085-0001
Comment:
OK,
where should I begin? HR2366 would fix a constitutional flaw in US
bankruptcy law, as it is unconstitutional in violating the
uniformity clause (Art 1 sec 8, cl 4). In the United States,
bankruptcy is governed by federal law. The United States
Constitution (Article 1, Section 8, Clause 4) authorizes Congress to
enact "uniform Laws on the subject of Bankruptcies throughout
the United States." This clause is a special type of Equal
Protection. Also, without proper notification (Truth in Lending,
which was stripped), Due Process is violated. Lastly, if rich people
can get BK for huge amounts repeatedly, but not college students,
this is immoral. Let me remind everyone that bankruptcy is a
"financial" second amendment, a means of self-defense
against predatory lending. That is why many have called BK a Free
Market check/balance on predatory lending and tuition inflation,
since borrowers who can defend themselves do NOT get price-gouged
with tuition inflation. This would cure the twin problems of tuition
inflation and college debt (which, at 1.4 Trillion or so, surpasses
Credit Card debt, and, as the US Dollar is on the hook for this
debt, it WILL crash the US Dollar. The solution to the 1st problem
is HR2366, attached as a file, and enrolled in the US House of
Representatives. The 2nd problem's solution is to eliminate use of
tax dollars to make or back (guarantee) ANY college loan, by
lowering loan limits (see 2nd bill, a proposed bill by Gordon Wayne
Watts of Lakeland, Fla.). Also, as tuition is monies going to an arm
of the government, tuition is legally a tax, and students are being
over-taxed. Sec. of Ed, Betsy DeVos claims to be a 'Conservative,'
but her failure to address this over-taxation and her refusal to
demand congress fix a law that violates Conservative Constitutional
principals (the uniformity clause at the least) is not good. See the
attached files, #1 and #2, my filing AND COURT STAMP DOCUMENTATION
before the SCOTUS, #3 and #4, two op-eds (by Watts and Collinge), #5
and #6, the two bills (one enrolled, one proposed), and #7, the
video notes with links to the video documenting that the
Conservative case for college loan bankruptcy is stronger than the
Liberal one. See [URL REMOVED] –
correction: See http://GordonWatts.com
or http://GordonWayneWatts.com
for downloads of these docs, as well.
PS: Yes, I'm "the"
Gordon Watts who almost won in re Terri Schiavo all by myself, so
I've got Conservative Creds:
Sources:
[1] In Re: GORDON
WAYNE WATTS (as next friend of THERESA MARIE 'TERRI' SCHIAVO),
No. SC03-2420 (Fla. Feb.23, 2005), denied 4-3 on rehearing. (Watts
got 42.7% of his panel) [URL REMOVED] correction:
http://www.FloridaSupremeCourt.org/clerk/dispositions/2005/2/03-2420reh.pdf
[2] In Re: JEB BUSH, GOVERNOR OF FLORIDA, ET AL. v. MICHAEL
SCHIAVO, GUARDIAN: THERESA SCHIAVO, No. SC04-925 (Fla. Oct.21,
2004), denied 7-0 on rehearing. (Bush got 0.0% of his panel before
the same court) [URL REMOVED]
correction:
http://www.FloridaSupremeCourt.org/clerk/dispositions/2004/10/04-925reh.pdf
[3] Schiavo ex rel. Schindler v. Schiavo ex rel. Schiavo,
403 F.3d 1223, 2005 WL 648897 (11th Cir. Mar.23, 2005), denied 2-1
on appeal. (Terri Schiavo's own blood family only got 33.3% of their
panel on the Federal Appeals level) [URL REMOVED] correction:
http://media.ca11.uscourts.gov/opinions/pub/files/200511556.pdf
Look,
I liked Pres. Trump, and voted for him - and would do so again, but
if HE (actually, his companies, not him personally, but the same
difference, OK?), if HE got discharge in Bankruptcy for MILLIONS,
like many other rich Republicans, Democrats, and powerful people,
why not students? Why not?
Please fix this new form of
slavery - DEBT slavery -- ANY slavery is wrong, including this
illegal monopoly, here. Please stand for Conservative principals
(moral rights & wrongs, lower taxation, adherence to the US
Constitution, etc.), and please lobby for passage of HR2366, a bill:
"To amend title 11 of the United States Code to make student
loans dischargeable," as are ALL OTHER loans, OK? Thank you.
(PS: I am aware of the Undue Hardship exception, but it is next to
impossible, and in my book, college loans are NOT dischargeable in
Bankruptcy, because the Undue Hardship standard is unreasonably high
- And, per the above, Unconstitutional.)
Gordon Wayne Watts,
Lakeland, Florida, USA///
Uploaded
File(s):
This
information will appear on Regulations.gov:
First
Name: GordonWayne
Last
Name: Watts
City:
Lakeland
Country:
United States
State
or Province: FL
Category:
Student
This
information will not appear on Regulations.gov:
ZIP/Postal
Code: 33801-2113
Email
Address: gww1210@aol.com
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